Bankrate provides financial advice with licensed insurance professionals. They ensure editorial integrity and vet providers based on value. Bankrate's editorial team focuses on accuracy and consumer interests. They offer transparent information on how they make money. Miami's cost of living is 15.4% higher than the national average, with housing being a significant expense. Miami is the second-least affordable place to live in the U.S., with homeowners spending $4,347 monthly on mortgage and tax payments. The population in Miami has fluctuated due to unaffordable housing costs.
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